Cal Green Lending offers a variety of solar financing options as alternatives to leasing programs. All four choices can be had with zero money out of pocket, depending on your goals and personal scenario.

NEW UNSECURED SOLAR FINANCING OPTION!

We are very pleased to announce our new unsecured solar financing program, with details as follows:

- Loan amounts to $50,000
- 5, 10 and 15 year terms
- Rates as low as 5.25%. 5.75% and 6.25% depending on fico score
- NO prepayment penalty

Here is a sample proposal:

$35,000 system cost after rebate

5 year fixed at 5.25% (depending on fico score) = $664 per month
10 year term at 5.75% = $384
15 year term at 6.25% = $300

Once you realize your 30% tax credit of $10,500 and use it to pay down your loan amount to $24,500, the lender will re-amortize your loan with the following payments:

5 year term at 5.25% (depending on fico score) = $465 per month
10 year term at 5.75% = $268
15 year term at 6.25% = $210

If you would like a custom payment calculation, please email your system cost details to quote@calgreenlending.com

If you would like to apply online, please visit our application page at

 Solar Loan Application

Option 2

We explore the possibility of taking cash out by refinancing your first mortgage, as this would be the least expensive source of funds, given the ability to write the interest off your income taxes. Depending on the market conditions, we may be able to take cash out to pay for the installation, and actually DROP your monthly payments while adding the monthly savings of solar electricity to your income.

Option 3

If your current interest rate is lower than what the market offers and cannot be improved on, the second choice would be a Homeowners Equity Line of Credit. We are able to offer equity line and fixed seconds, from a number of our resources, and you are again able to deduct the interest on your personal income taxes.

Option 4

The last alternative to consider is a new unsecured credit card, with a very low initial interest rate. There are a wide variety of choices, some of which give you an instant approval in minutes. For further information please contact us.

Each of the choices above can be supplemented with our Money Merge Account strategy, which can be used to pay down your loan very quickly, thus saving tens if not hundreds of thousands of dollars over time. Please visit U1st Financial for more information. The short 15-minute video explains how this system can be used to pay down your mortgage 10 to 15 years sooner. This program can also be used to pay off your solar installation many years in advance.

Please give us a call at (877) 523-0800 or email us at scott@calgreenlending.com. One of our agents will discuss each of these options in detail to determine which will be the best choice for your personal scenario.

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