Cal Green Lending also offers a variety of financing options for remodel and renovation projects. All four choices can be had with zero money out of pocket, depending on your goals and personal scenario.

Option 1

We first explore the possibility of taking cash out by refinancing your first mortgage, as this would be the least expensive source of funds, given the ability to write the interest off your income taxes. Depending on the market conditions, we may be able to take cash out to pay for the installation, and actually DROP your monthly payments while adding the monthly savings of solar electricity to your income.

Option 2

If your current interest rate is lower than what the market offers and cannot be improved on, the second choice would be a Homeowners Equity Line of Credit. We are able to offer equity line with no fees or upfront costs, from a number of our resources, and you are again able to deduct the interest on your personal income taxes.

Option 3

If you prefer not to encumber your personal residence, or your current interest rates cannot be improved on, then we also offer unsecured lines of credit up to $100,000. This is an easy process, and in many cases funds can be wired into your account on the same day of application. Again, there are no fees or costs associated with this option. Depending on the term, rates start as low as 5.59%. To apply for this program, please complete the following loan application and we will contact you upon approval.

Option 4

The last alternative to consider is a new unsecured credit card, with a very low initial interest rate. There are a wide variety of choices, some of which give you an instant approval in minutes. For further information please contact us.

Each of the choices above can be supplemented with our Money Merge Account strategy, which can be used to pay down your loan very quickly, thus saving tens if not hundreds of thousands of dollars over time. Please visit U1st Financial for more information. The short 15-minute video explains how this system can be used to pay down your mortgage 10 to 15 years sooner. This program can also be used to pay off your solar installation many years in advance.

Please give us a call at (877) 523-0800 or email us at scott@calgreenlending.com. One of our agents will discuss each of these options in detail to determine which will be the best choice for your personal scenario.